Peace of mind with Purchase Assurance
Your purchases are protected against theft or accidental damage for 90 days, with up to $1,000 in annual coverage
Get a debit card you can bank on.
- No service or maintenance fees
- Over 85,000 fee-free* ATMs
- Real-time alerts & security
Make your everyday spending easier with a Kinecta Mastercard® Debit Card.
Free with your checking account, your debit card has no monthly service or replacement fees and you have full control to lock or limit your card in the app or online. It's the easy way to make purchases, pay bills or visit over 85,000 fee-free* ATMs nationwide.
How this card benefits you:
Zero Liability Fraud Protection
You are not liable for any unauthorized debit card transactions or ATM withdrawals when you notify us promptly at 800.854.9846
Add to your digital wallet
Begin using your virtual card instantly and speed through checkout when you add it to your mobile wallet
Round up your purchases & save
Enroll your accounts in Round Up Savings1 and every debit card purchase will automatically round up to the nearest dollar and get moved into your savings
All the banking features in one mobile app.
From checking your balance to sending money to a friend, the mobile app makes anytime access safe and easy.
Monitor your money
Check balances, view transaction history and see account activity
Manage your cards
Block a card, add to your digital wallet, change a PIN and more
Financial insights
Track your credit score, savings goals and financial health
Transfer money
Move funds, send money in Zelle® or enroll in Round Up Savings1
Deposit checks
Conveniently take a photo of your check and deposit it in a snap
Multi-factor authentication
An added layer of protection when signing in that you can customize
Biometric ID†
Set up Face or Touch ID for quick and secure access
Real-time alerts
Enable alerts for transaction or login activity so you can stay informed
Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.
*ATM fees. No surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owners/operators may assess a fee.
1Joint accountholders, Trust accounts, and Fiduciary accounts, and members with a non-U.S. address are not supported at this time. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.
Roundup for Savings Program: You must be 18 years of age or older to enroll in the Round Up Savings Program. For each eligible settled debit card transaction you make we will round up the amount of any debit card purchase associated with the enrolled Checking or Savings Account to the nearest whole dollar and transfer the excess of the settled purchase amount to your enrolled share account. If you receive a new debit card due to your current card being lost, stolen, or reissued, your participation in the program will continue. There is no need to re-enroll in the program. If on any given day your checking account does not have sufficient available funds to round up, no transfers to savings will occur. Transfers will resume for eligible transactions the next day that sufficient funds are available. Round ups can be instantly disabled at any time
†Biometric ID is available for mobile devices with biometric capabilities.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
U.S. checking or savings account require to use Zelle®. Transactions between enrolled users typically occur in minutes. You must generally be at least eighteen (18) years of age to use the Service; however, for minors ages thirteen (13) to seventeen (17) years, you may use the Service if you have an adult parent or guardian who is a joint owner on your account. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.